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The new HARP loan will help San Jose underwater homeowners
What is HARP?HARP (Home Affordable Refinance Program) was first established in 2009 to help underwater homeowners to refinance their home loans at lower rates. This was done with an expectation that...
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How to get pre-approved for a mortgage while buying a home in the San Jose area
With a constant stream of new lending guidelines, volatile mortgage rates and tightening regulations from Washington, no real estate agent would like to show properties to a San Jose first time home...
View ArticleQualifying for San Jose FHA loan after bankruptcy, foreclosure or a short sale
Going through a bankruptcy, short sale or foreclosure not only impacts your credit score significantly, it also impacts your ability to buy your next home using FHA financing. San Jose homeowners who...
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Santa Clara County Housing Market Sees Upbeat Indicators for Spring Market
We first reported a turnaround of the San Jose housing market last month. The trend continues with some good news being reported locally and nationally. According to a recent Mercury News report,...
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San Jose mortgage rates: April 2-8
After two back-to-back weeks of San Jose Mortgage rates inching higher, last week saw mortgage rates stabilizing and going down a little. Bankrate.com reported the weekly mortgage rates for 30 year...
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Santa Clara County Listings and Inventory Decline
According to the March 2012 MLSLisitings data, the number of new listings and overall inventory continue to decline in all five counties compared to last year. New listings in Santa Clara County have...
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How to compete in the San Jose, CA housing market
The evidence is everywhere. Realtors are discussing it on social media, on blog posts, in newspaper comment streams, at open houses and broker meetings. There is a severe lack of available housing...
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5 Ways to Pay Off Your California Mortgage Debt Faster
If you search online, you will find numerous financial and debt management experts offering tips and tricks on managing debt such as mortgage, credit card debt, student loan and so on. However, it is...
View ArticleFHA Streamline Refinance gets cheaper for San Jose homeowners with FHA Loans
On June 11, 2012 some FHA Streamline Refinance borrowers in San Jose and rest of California became eligible for reduced FHA Mortgage Insurance Premium – both UFMIP (Up front Mortgage Insurance...
View ArticleHow To Prevent Identity Theft and Manage Your Credit While Travelling
While the entire idea of a vacation is to take a break from the daily grind and stresses, credit and finances are still something that need to be actively managed even when on vacation. Poor choices...
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